Tim Windhorst


Tim Windhorst Loan Officer at Heritage Home Loans

I am a native of the Spokane area and have called Spokane my home since I was two months old in the year of 1976. I am happily married to my beautiful wife Crystal and together we are in the process of raising our two children; Mason, age 14 and Brayden, age 11.

I am a graduate of Washington State University majoring in Agricultural Technology Management with minors in Finance and Business Management. I ventured into the mortgage industry in December of 1998 after learning the original career field choice of commodities trading would take me to a larger city and away from my roots.

Originally my career began working for ┬álarge institutions and banks throughout our market. Top down management wasn’t my thing and 2006 I decided to venture out on my own. Heritage Home Loans was born in September of 2006 with my original partner, Rande Mcmaster, and myself.

We operate on a value based system believing that the way we do business today will directly influence the relationships we create tomorrow and the future years to come. We are committed to our clients best interest, complete Transparency, and we strive to make each experience worth telling others. It is our pleasure and commitment to serve you!

Phone: 509-252-4000

Fax: 509-252-4001

Email: tim@hhlnorthwest.com

States we serve is Washington and Idaho map

"As a real estate agent in Spokane for over 10 year I never hesitate to recommend Heritage Home Loans to my clients. Time and his staff are always quick and helpful. Whether it's a VA loan or 1st time home buyer, I know I can trust the professionals at Heritage."

Dan Barket

"Ok, I don't give out many 5-start ratings. I'm from the old school where 4 out of 5 was great. When we first worked with Tim I shopped around a lot and he still had the best rates. The second time we worked with Tim I shopped around a little and he still had the best rates. I might not shop around next time! Add to that great service, a friendly staff, and a guy who could answer every question I threw at him and how could you go wrong? With mortgage laws and regs so overwhelming these days, you need someone who knows this business to shepherd you through the process. I can't think of anyone better than Tim."

I might not shop around next time!

"Tim Windhorst was the third lender I contacted after being discouraged by the first two. Tim immediately helped me, and met my needs within a very short time, unlike the other two. I felt very comfortable working with Tim and his team. They were honest and sincere about helping me. Once I was approved I was able to purchase my home in a timely manner. I appreciated their professionalism and confidentiality. Thank you Tim and team! I highly recommend Tim Windhorst."

I felt very comfortable working with Tim and his team.

"Tim did a great job. I filled out my loan app online on a Sunday and on Monday I was able to sign most of my disclosures electronically and the forms that needed an actual signature were emailed to me. Within 24 hours I had an approval for my refinance. I would highly recommend Tim"

Within 24 hours I had an approval for my refinance

My Mortgage Team

Luba Shevchenko – Loan Partner I

Luba is the primary contact for our team. She is usually the first contact for new application information and getting the file set up for review and consultation times. She manages my schedule and keeps our borrowers informed by following our weekly communication protocol with loan status reports and our unique value proposition.