Todd Phenneger

I am a local who has grown up in Spokane, went to College in Idaho, and lived in Seattle for many years. After that I lived in Central America, and New York, and have now moved back to be close to family and raise my own family. I am a licensed Mortgage Loan Originator (Loan Officer) in Washington and Idaho and work with Heritage Home Loans in the Spokane Valley. I enjoy helping people buy their dream homes and take great pride in not only doing the best I can for them but educating people on the process. I am straight with clients and if someone can’t be qualified immediately, I will outline a specific plan for them and educate them on the exact steps they need to follow to qualify for a home. Whether someone is buying their first fixer upper for under $100,000 or buying their dream lakefront home for 1 Million dollars I treat every situation and individual as unique. The only commonality is my service, excellent communication and honest up-front attitude.