Tracy Windhorst Mortgage

Tracy Windhorst


I have been in the mortgage origination industry for 26 years and finally in 2012 I took the leap of faith after working for banks and larger mortgage companies my whole life and went into an ownership position with my brother Tim Windhorst and colleague Rande McMaster at Heritage Home Loans. We opened up our new location in July of 2012 at 1227 N. Argonne Rd. in the Spokane Valley and are looking to grow our business and become one of the most desired lenders in the Spokane market area. We have instituted in-house processing and in-house underwriting which has created a very quick turn time for loan approvals and closing. Our Loan Officer Compensation plans are top in the industry while our pricing and fees assessed to clients are one of the lowest in the industry as we have done away with the traditional over-head and bureaucracy of the larger banks and lending institutions. We strive to be each and every client’s lender for life and go out of our way to make each client’s experience with us a pleasurable one.

Office: 509-252-4000

Mobile: 509-599-3101


1227 N Argonne Road, Spokane Valley, WA

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Tracy's Team

Ali Gonzalez Mortgage

Ali Gonzalez

Loan Partner I

Office: 509-252-4000

1227 N Argonne Road, Spokane Valley, WA

Tara Kautzman Mortgage

Tara Kautzman

Loan Partner II - NMLS #1460523

Office: 509-252-4000

1227 N Argonne Road, Spokane Valley, WA