Although the common perception is that you need to have a 20% down payment to purchase a home, that's simply not the case. Most programs require as little as around...Read More
Why is it important to know what each role does during the mortgage process? Getting a mortgage is a pretty big deal. A house is a very large expense and...Read More
Home Appraisal Problem... With a hot market in the area, this is happening more often than not. There is very low inventory in the area and a lot of buyers...Read More
Reduced FHA Mortgage Insurance makes home ownership more affordable for FHA Mortgagees. FHA (Federal Housing Agency), the government agency who has insured loans for over 34 million homes since inception in 1934 (www.hud.gov), has announced they are lowering their annual Mortgage Insurance Premiums from 1.35 percent down to 0.85 percent….