First Time Home Buyer Information
Our Service Includes:
FREE, No Obligation Pre-Approvals. Either give us a call and set an appointment with one of our qualified Loan Experts, or fill out our easy secure Online Pre-Approval
A Referral to a local, trusted Realtor to help you find the perfect home to fit your needs.
The best selection of low and no down payment loan options available. See below for details.
Popular Loan Programs for First Time Homebuyers
FHA Loans only require a 3.5% Down Payment and are suitable for buyers with low cash reserves, and mild credit issues. You can also get gift funds for your down payment.
Conventional 97% requires a lower down payment than an FHA loan at only 3%. This is a great loan option for high credit borrowers who want to keep some money in the bank and are First Time Buyers.
USDA Rural Development is a great loan that requires No Down Payment. The home you are buying must be located in an eligible area. Contact on of our Loan Experts for details.
VA Loans can be used by eligible US Veterans and Enlisted to purchase a primary residence. This loan does not require a down payment.
The Next Step
Fill out our easy and secure Online Pre-Approval or give us a call at 509-252-4000 to get you started on your way to your first home.