Financial Planning

Information on personal finance and financial planning, such as tips on budgeting, saving for a down payment, or planning for retirement.

Refinancing Financial Planning

A Guide to Loan Forbearance: Can I Skip My Payments?

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We are the Inland Northwest’s most Trusted Mortgage Lender with 1000’s of happy clients since 2006. Come find out why so many of your friends and neighbors have let us help them buy, and refinance their most precious investment!

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Heritage Home Loans, Stonemark Mortgage, and Catalyst Lending Team are Divisions of Luminate Home Loans, Inc., a wholly-owned subsidiary of Luminate Bank. Equal Housing Lender. NMLS #150953. | For further information about Luminate Home Loans, Inc., please visit our website at www.goluminate.com.

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Financial Planning

Refinancing After Divorce: A Comprehensive Guide to Your Options

Bank Failures, Low-Interest Rates, and the Housing Boom

What is FDIC Insurance and Why It’s Important to You