Brad Patshkowski

Will a 0% interest rate affect homeowners? Assuming you haven’t been living under a rock in recent weeks, you’ve almost definitely heard that the Federal Reserve has cut interest rates to 0% in an attempt to counteract the recent slowing of the economy. Depending on your point of view, that…

It’s okay to grieve over the loss of your dream home, but you can’t stay down forever. If you’ve been around long enough to where you’re looking at buying a new home, chances are you’ve been through some sort of heartbreak before. Whether it’s getting rejected by your first crush…

What loan forbearance is—and what it’s not. During this COVID-19 pandemic, we’re seeing a health crisis shift to a financial crisis. With so many Americans being laid off, furloughed, or taking pay cuts, it’s understandable that many are wondering how they’re going to pay bills. The good news is, the…

To DIY or not to DIY? The DIY home renovation dilemma is real, and there’s a lot to think about. Here’s some friendly advice. So you’re thinking about renovating. Aren’t we all? Bathrooms, kitchens, living areas. . . . there are so many choices to make when it comes to…

Do home buying terms make your head hurt? Here we’ll break down the lingo you should know in ways you can understand. INTEREST RATE Probably the most basic home buying term on this list, interest rates are fundamental to all forms of lending. In the simplest terms possible, interest is…

Looking for a home loan? Here’s a breakdown of two of the most popular mortgage programs. Buying a home can be a difficult process, and finding the right mortgage is a huge part of that. It’s important to do your research and work with a loan officer to find out…